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Life Insurance

Term Life Insurance

Life Insurance is defined as: The promise to pay at the death of the insured, or at another determined time if earlier, an amount larger than the accumulated value of the consideration paid for the promise.

In today's world it is hard enough for families to keep up with the rapid pace of society. Most families are reliant on the two incomes produced by each partner. We never like to think of it but if your spouse passes away, the initial grief is but a start of things to come (especially if you have children). We all keep telling ourselves that we know we need to get Life Insurance but it always eludes us.

Don't be a victim of complacency!. We have made it very easy for you to deal with us by giving you the opportunity to request a quote from us at your leisure. Our customers are very important to us and we want to help in any way possible to provide you with the best service possible. If you would like one of our professionals to call you click here and enter some information or click here to receive a quote from our staff at your leisure.

Whole Life Insurance

In Florida, as well as other areas of the nation, Whole life insurance policies provide permanent life insurance protection.

What does that mean? In a nutshell the company will continue your insurance until your death as long as you pay your premiums when they are due. Premiums for whole life policies are also offered, such as ten years, or a single premium payment, depending on the plan. This is a good product for those who have a hard time saving because Whole life policies build cash values. Basic cash values are guaranteed, and the growth in cash values is tax deferred under current federal income tax law. Whole life policies are also eligible for dividends. While Cash values are guaranteed by the company, dividends are not since they depend on the actual results of the company's operations. These funds can be used during the insured's lifetime to help meet any "living" needs like college expenses, buying a home, emergency funds, and retirement funds.

Don't be a victim of complacency! We have made it very easy for you to deal with us by giving you the opportunity to request a quote from us at your leisure whether you choose a whole life product or another Life product. Our customers are very important to us and we want to help in any way possible to provide you with the best service possible. If you would like one of our professionals about a Florida Whole life Insurance policy to call you click here and enter some information or click here to receive a quote from our staff at your leisure.



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